What to Know About Charity Programs in Health Care
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A September 2020 Gallup poll found that half of Americans said that a major health crisis would most likely bankrupt them.
That is a staggering conclusion; however, there is some sense of relief if you know about Charity Care, according to Experian.
If you are faced with necessary medical care and cannot afford the treatment you may qualify for Charity Care.
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This can assist you by paying your medical bills or offering reduced rates on certain medical procedures.
You will have to apply and there are qualifications you must meet certain qualifications in order to receive the assistance.
Qualifications vary from hospital to hospital, so it is imperative that you ask if they have such a program and find out if you qualify.
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Even if you have health insurance, you may still qualify for assistance on the unpaid portion of your bill that your insurance doesn’t cover.
A part of the Affordable Care Act (ACA) is a stipulation that all non-profit hospitals must offer some form of charity care in order to maintain their non-profit status with the Internal Revenue Service (IRS).
However, the IRS allows those non-profit hospitals to establish their own policies when it comes to qualification standards, hence the reason why some hospitals offer more benefits than others.
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More states have passed legislation requiring health care providers to offer similar types of charity care as well as forcing for-profit hospitals to come up with similar programs.
Charity Care can vary depending on where you live and the hospital that treats you.
Although medical expenses continue to increase, there is some sense of relief that there are programs out there that may be able to assist you and your family in your time of need.
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